- This is your membership account and is opened when you join the credit union.
- “Shares” represent shares of ownership.
- Works like a regular savings account.
- Maintain a $25 balance to preserve membership.
- Dividends compounded and paid quarterly.

Investment Accounts
The Outreach Federal Credit Union offers a variety of investment accounts
Dividends will be credited to your share account every month.
Dividends will be credited to your share account every month.
6-Month Certificates
- Interest rate based on rates paid at the weekly auction of Treasury Bills by the Federal Government.
- Minimum deposit of $1,000 for 6 (six) months.
12-Month Certificates
- Minimum investment of $1,000 for 12 (twelve) months.

Individual Retirement Account
Start your retirement now! Outreach Federal Credit Union invites you to talk with our IRA consultants for specific information about account procedures, rates and legal requirements. Like your savings, your investments are insured up to $250,000 by the NCUA.

Christmas, Vacation and Special Accounts
- Specialized savings accounts designed to fit your particular needs.
- Save for Christmas or Vacations or to place funds in escrow.
- Easy savings using payroll deduction.
- No monthly charge.
- Earns same dividends as regular share/saving account.

Kirby's Kid Club

- Outreach makes the first deposit of $25
- Each child or grandchild chooses a Kirby Kids toy and stickers
- Fun, quarterly newsletters are mailed address to the child's name
- Savings tips, entrepreneurial ideas, and help from a local credit union can show everyone the benefit of being a responsible Kirby Kid.
- Here's a fun web site just for them! Visit our Kirby site!

Draft Account (Checking)
- Drafts are just withdrawals - cash, write a check, make purchases, and pay bills.
- Works like a regular checking account.
- No per-check charge.
- No monthly fees.